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Transportation companies have limited liability for loss or damage to the cargo they carry.  Cargo Insurance helps cargo owners and transportation companies manage their risk.

Transportation risks may include indirect damages such as General Average and carrier insolvency.

Cargo insurance provides coverage against physical damage or loss of goods during shipping, whether by land, sea or air. Because of the many dangers inherent in shipping, most individuals and businesses choose to insure their goods while they are in transit. However, many different types of cargo insurance are available, and it is important that you know exactly what you want before taking the insurance, or you may not be covered for every eventuality.

Is Cargo Insurance Necessary?

Cargo insurance is necessary because of various laws that limit the liability of carriers. For example, the Hague/COGSA Act limits the liability of shipowners to $500 per unit, and also relieves shipowners of all liability in the event of one of 17 events occurring. These include war, acts of God, strikes, riots, acts of the pilot or crew and attempts to save life at sea. For air carriers, the Warsaw Convention limits liability to $9.07 per pound for international shipments and just $0.50 per pound for domestic shipments. To recover his full loss, a shipper must insure his cargo.

Tailored Solutions

There are different solutions for different cargoes.  Marsh has a variety of solutions to address specific risk issues.  Some of our Leading Product offerings are detailed below.  For commodity specific solutions tailored to your industry, see our Related Products and Solutions pages, or look for solutions under our Industry specific pages. 

MarshCargo – Your Cargo Policy Online

Marsh Marine clients have access to the MarshCargo.com Online Account Management System, leading edge technology that saves time and expense by bringing together the services of your Marsh broker, claims specialists, and underwriters with immediate access to coverage and efficient online support.

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CargoCover – Cargo Solutions for Freight Forwarders and Carriers

CargoCover™ is the industry’s leading online cargo insurance application. Freight Forwarders, Logistic Professionals, Third Party Logistics (3PLs), non-vessel operating common carriers (NVOCCs), and individuals can access their account 24/7 from anywhere in the world.

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ParcelCover – The Small Parcel Solution

ParcelCover™ is a web-based cargo insurance management solution designed to handle the administration of cargo insurance on high volumes of small parcel shipments.

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Stock Throughput – Covering Goods through the entire Supply Chain

Stock Throughput Policies (STP) are designed for companies that import, distribute, or export merchandise. The policy provides cover for all moveable goods (inventory) that are the subject of the insured’s trade, including raw materials, semi-finished, and finished products.

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State of Play – Digital Cargo Insurance

Driving Digital Cargo Insurance Connectivity and Analytics. Learn more about how Marsh can support you to overcome new obstacles in a changing world.

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eCommerce Solutions – Shippers Interest / Cargo Insurance

Are you on the right digital Roadmap? Learn more about how Marsh can suppport your eCommerce business. 

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Digital Shippers' Interest Insurance Solution

Powered by our Marsh Bluestream and MarshCargo technologies—

Our customer-centric shippers’ interest solution enables logistics and supply chain providers to provide their clients with an integrated digital experience to purchase cargo and parcel insurance that protects them from claims arising out of these shipments.

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